The Airclerk App · Agentic renewals

The Airclerk app. Commercial insurance renewals on autopilot.

Airclerk tracks every renewal from first trigger to approved outcome - pulling policy data, documents, communications and claims history into one governed workflow. Claude supports the analysis, drafting and explanation. Your team reviews and decides.

Airclerk is the system of action for commercial renewals: persistent state, backend integration, scheduled triggers, human approval and a defensible audit trail per file.

Focus
Commercial renewals
Role
System of action
Operating model
Agents with human review
FAQ for AI search

What is the Airclerk app?

Airclerk is an agentic renewals app for commercial insurance. It runs the operational work behind a renewal - gathering context, enriching the file, surfacing what changed, preparing outputs, routing approvals and keeping the workflow moving - with Claude plugged in for analysis, drafting and explanation. Airclerk holds the state, the integrations and the audit trail; humans review and decide.

01 / Who this is for

Built for commercial renewal teams at scale.

For brokers, MGAs, insurers and underwriting teams managing high-volume commercial renewal books across email, documents, spreadsheets and legacy systems - where state, integration and audit have become the limiting factor.

  • You manage a commercial renewal book that runs across inboxes, spreadsheets and disconnected systems.
  • You have tried generic AI tools, but they don't keep state across weeks or connect to your backend.
  • You need a defensible audit trail per renewal, not a chat history.
  • You want capacity to scale with volume, not headcount.
  • You're already a Claude (or Claude Enterprise) customer, or are moving that way.

Not for: personal lines, retail consumer insurance, or replacing your broking platform, policy admin system or document store. Airclerk sits above them as the workflow and action layer.

02 / Division of labour

What Claude does. What Airclerk does.

Claude is becoming the AI platform businesses trust. It is a brilliant reasoner inside a conversation - but a commercial renewal lives across weeks, people and systems. Airclerk is the layer that gives Claude everything it needs to be useful in that workflow.

Three-layer architecture: Claude as reasoning surface and control plane (top), Airclerk as system of action (middle), insurance systems of record (bottom). Layer 01 · Reasoning surface + control plane Claude Where your team works. Where review happens. Cowork & chat · Human review & approval · Outlook · SharePoint · OneDrive · Teams · Word · Excel Layer 02 · System of action Airclerk The connector layer. Persistent state, triggers, integration, audit. Renewal state · Scheduled triggers · Approval routing · Insurance MCP tools · Per-file audit trail Layer 03 · Insurance systems of record Backends Where the policy, the file and the truth live. Broking platform · Policy admin · Claims system · Submission inbox · Identity & permissions
Claude alone

The model in the conversation

  • Reads documents and reasons over them within a single chat or cowork session.
  • Drafts, summarises, compares and explains in natural language.
  • Calls tools available to it during that session.
  • Increasingly available inside Microsoft 365 - SharePoint, OneDrive, Outlook and Teams via Claude's enterprise connectors; Word, Outlook, Excel and PowerPoint via Claude for Microsoft 365 add-ins.
  • Holds context only as long as the conversation lasts.
  • Has no native memory of what happened in last week's chat about the same renewal.
Claude + the Airclerk app

The model with a system of action

  • Persistent state for every renewal - across chats, cowork sessions and team members.
  • Date-driven triggers at 120, 90, 60 and 30 days, before anyone opens a chat.
  • Integration with insurance backends Claude has no native access to.
  • Evidence trails, source citations and a defensible audit log per renewal file.
  • Guardrails, approvals and cost controls enforced by the app, not the prompt.
03 / Agentic renewals

Renewals on autopilot. Humans in the loop where it counts.

Commercial insurance renewals run across inboxes, documents, spreadsheets, conversations and disconnected systems. The Airclerk app pulls that scattered work onto a single stateful workflow. Claude supports the reading, comparing, drafting and explaining at each step. Your team makes the decisions.

STAGE 01
Trigger

Start before the renewal stalls.

120, 90, 60, 30 days out - the app opens the renewal file and kicks off the preparation workflow on its own. No human has to remember.

App: schedules, opens file, sets state. Claude: not yet involved.
STAGE 02
Prepare & enrich

Build the file before review.

Policy details, prior documents, claims context, communications history, structured renewal inputs - assembled into one review-ready file.

App: pulls from backend systems, holds the file. Claude: summarises, compares, surfaces what changed.
STAGE 03
Engage & package

Collect what's missing. Prepare what's needed.

Gaps identified. Follow-ups drafted. Information requests coordinated. Review-ready outputs prepared in the format your team and your market expect.

App: tracks outstanding work, routes correspondence. Claude: drafts recommended requests and explains the evidence behind them; edits in cowork.
STAGE 04
Approve & renew

Keep renewals moving with human review built in.

Your team reviews, edits, approves or escalates. The app tracks follow-ups, routing and outstanding work so renewals keep moving - in parallel, at the volume your book actually needs.

App: approval queues, parallel state, escalations. Claude: drafts the rationale, answers reviewer questions.
04 / Stateful renewals

One renewal. Many hands.

A commercial renewal isn't a chat. It's weeks of work, multiple people, hundreds of artefacts, dozens of decisions. The Airclerk app is what ties it together.

i.

Every chat lands on the same file.

An underwriter's cowork session on Monday, the broker's chat on Thursday and the reviewer's questions on Friday all read from - and write to - the same renewal state. No re-explaining context.

ii.

Status that survives the conversation.

Which documents have come back. Which questions are outstanding. Who's reviewing what. What the market is waiting for. Visible to your team and to Claude - long after any individual chat ends.

iii.

Parallel at the volume of a real book.

Hundreds of renewals at different stages, all running at once. Capacity scales with volume, not headcount.

05 / Insurance backends

System of action above your system of record.

Claude can read what's put in front of it. It cannot reach into your broking platform, policy admin or claims system. The Airclerk app does - so Claude can act, not just advise.

The app sits above your system of record as a system of action. It connects data, documents and workflow to the conversations your team has with Claude - without replacing the core systems your business already runs on.

Where vendors expose a proper API, we integrate. Where they don't - and a lot of insurance software does not - browser-driving and web-agent techniques are a workable bridge until they catch up.

  • Broking platforms and policy administration systems
  • Claims and case-management systems
  • Document stores, shared mailboxes and submission inboxes
  • Identity, permissions and conduct supervision tooling
  • Custom MCP tools for the data shapes that matter to your renewals
06 / What Airclerk produces

Real outputs your team already knows.

The work product looks like the work product your team already produces - just prepared faster, with the evidence attached.

  • Renewal file summary
  • Year-on-year change comparison
  • Claims history summary
  • Missing information request
  • Broker follow-up draft
  • Underwriter review pack
  • Approval queue and routing
  • Audit evidence bundle per file
07 / Governance & audit

The Airclerk MCP is your audit trail.

A standalone chat is not enough of an audit trail for a regulated renewal workflow. Airclerk records the workflow around Claude: what was read, what was drafted, what was approved, who approved it, and which source documents supported each output - so the same workflow that produces a renewal also produces the evidence a regulator expects.

G-01 · Evidence trail

Every action, recorded.

Each tool call, document read, system write, draft and approval is logged with timestamp, identity and source provenance. Outputs cite the documents they came from.

G-02 · Guardrails

Boundaries that live in the platform.

We shape what Claude can read, write or trigger per workflow stage - through tool availability, stage-specific instructions and approval gates, rather than trusting a prompt alone. Consequential actions like binding cover or sending to market sit behind explicit human approval, so the model's behaviour is influenced where it can be and gated where it must be.

G-03 · Human approval

Critical decisions are reviewed by people.

Routed approval queues per workflow stage. The model proposes, humans dispose - and both sides of that exchange are recorded against the renewal file.

G-04 · Cost controls

Predictable spend per renewal.

Per-workflow budgets, token and tool-call limits, model-tier routing and usage alerts. Finance sees what AI is costing per renewal before the invoice arrives.

G-05 · Permission-aware

Claude inherits your access model.

The app passes the user's identity and permissions through to every backend call. No bypassing the access model you already enforce.

G-06 · Defensible outputs

If we can't explain it, we don't ship it.

Outputs that can't be traced back to the source documents and the reasoning path do not leave the review queue. Operating discipline, not a model feature.

08 / How the app is delivered

From discovery to live workflow.

Airclerk is deployed as a governed renewal workflow for teams with meaningful commercial renewal volume.

i.

Discovery call.

A 30-minute conversation to confirm fit - your renewal volume, the systems you run on, your Claude position and where state and audit have become the limiting factor.

ii.

Readiness Sprint.

Two weeks. We confirm scope, map your systems, define the controls and produce a board-ready implementation plan for the first production workflow.

iii.

Implementation.

The Airclerk app is implemented as the renewal action layer - connected to your systems, your Claude environment and your governance model. Run alongside your team while they grow into ownership.

iv.

Managed operations (optional).

For teams that want us to run the workflow day-to-day while their operations team scales into it. See Managed Operations.

09 / FAQ

Airclerk app FAQ.

01What is the Airclerk app?

An agentic renewals app for commercial insurance. It runs the operational work behind a renewal - state, integration, triggers, approvals and audit - with Claude plugged in for analysis, drafting and explanation.

02How does Airclerk work with Claude?

Your team works inside Claude (or Claude Enterprise). The Airclerk MCP exposes the renewal file, backend systems and workflow state to Claude as tools. Every Claude action that touches a renewal goes through Airclerk - so state, evidence and approvals are captured by the platform rather than left in a chat history.

03Does Airclerk replace our broker management system or policy admin system?

No. Airclerk sits above your system of record as a system of action. Your BMS, PAS, claims system and document store stay where they are. Airclerk connects to them, holds the renewal workflow state, and produces the outputs your team needs.

04Which insurance systems can Airclerk connect to?

Where vendors expose a proper API, we integrate directly via MCP servers and connectors. Where they don't - and a lot of insurance software does not - browser-driving and web-agent techniques are a workable bridge. We've connected to broking platforms, policy admin systems, claims and case-management systems, document stores, shared mailboxes and submission inboxes.

05Does Airclerk make underwriting or binding decisions?

No. Consequential actions - binding cover, sending to market, releasing funds - sit behind explicit human approval. Airclerk prepares the work, surfaces the evidence and routes the decision; your team reviews, edits, approves or escalates.

06How does Airclerk create an audit trail?

Every tool call, document read, system write, draft, approval and escalation is logged against the renewal file - with timestamp, identity and source provenance. Outputs cite the documents they came from. The same workflow that produces a renewal produces the evidence a regulator expects.

07Who is Airclerk for?

Brokers, MGAs, insurers and underwriting teams managing high-volume commercial renewal books. It is not designed for personal lines or retail consumer insurance, and it does not replace your broker management system, policy admin system or document store.

08How is the Airclerk app different from using Claude alone?

Claude alone is a brilliant reasoner inside a single conversation. It does not hold renewal state across weeks, trigger work on a 120/90/60/30-day schedule, reach into insurance backend systems, or keep an audit trail outside the chat. Airclerk does those things - so the same conversation can be useful to a regulated renewal workflow rather than just a smart assistant.

Commercial insurance renewals?

Let's talk about the app.

If you're running commercial renewals at the volume where state, integration and audit have become the limiting factor, this is the conversation.